Fact or Fiction We'll work with you to ensure you maintain a comfortable lifestyle in retirement

Your Vision
A Do-What-You-Want Retirement
As she celebrates her 40th birthday, Kathleen realizes it’s time to take a comprehensive assessment of her retirement plan. She wonders if her current mix of assets and account types are appropriate for her age and retirement goals. She also wants to know how much money she should strive to accumulate to maintain a comfortable lifestyle in retirement.

Our Insight
To assist Kathleen in achieving her goal of an enjoyable retirement, her First Western Trust Bank wealth planning partner will:

  • Identify and quantify her retirement goals
  • Provide a long-term cash flow projection
  • Review her overall retirement plan, examining the quantity and quality of her assets within the context of her retirement timeframe, tax situation and lifestyle goals.
  • Consider all types of retirement-funding vehicles, including, traditional and Roth IRAs, 401(k) and other employer-sponsored plans, SEP,annuities, non-qualified savings, analysis of net unappreciated assets, and exit strategies for concentrated positions
  • Assess periodically if her financial assets are on track with obtaining her retirement goals and if there have been any changes in Kathleen's life that should be factored into her updated financial projection.
For a comprehensive analysis of your current retirement situation, please give us a call.

The foregoing discussion is general in nature, is intended for informational purposes only and is not intended to provide specific advice or recommendations for any individual or organization. Because the facts and circumstances surrounding each situation differ, you should consult your attorney, tax advisor or other professional advisor for advice on your particular situation.

Investment Management products and services are: not FDIC insured; not obligations of the institution; have no bank guarantee; may lose value; not a deposit; no federal government guarantee.

Life Insurance products and services are: not a deposit; not FDIC insured; not obligations of the institution; have no bank guarantee; may lose value.

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